Versatile, satisfying banking
Apply to open a merchant account that lets you get benefits 1 for banking with us plus an software 2 that can help you retain your cash in order.
No charges to start or make use of your account
Join Barclays Blue Rewards to qualify for money benefits 1
Anyone to answr fully your questions вЂ“ contact us, chat online or search for a branch
Using the choice of trying to get an arranged overdraft, at the mercy of status 3
Cashback 4 when you store through the Barclays application.
Make use of your phone to start a free account
For you only, you can apply in the Barclays app 4 вЂ“ scroll down to вЂHow to applyвЂ™ to start your application if youвЂ™re over 18, not a full-time student and the accountвЂ™s.
YouвЂ™ll need certainly to enter several details, simply take a video clip selfie together with your phone, and upload a picture of one’s ID for all of us to test. WeвЂ™ll additionally run a quick credit check.
ThatвЂ™s it вЂ“ weвЂ™ll let you understand whenever youвЂ™re prepared to begin to use the new account вЂ“ this means you could start the switch from your own old account should you want to.
Change and you also can start rewards that are earning
Barclays Blue Rewards is our means of saying many thanks for banking you cash rewards every month вЂ“ providing you stay eligible with us by giving.
As soon as youвЂ™ve accompanied, you may get up to ВЈ7 a for using your account month. WeвЂ™ll give you ВЈ3.50 for every single associated florida online payday loans no credit check with first couple of Direct Debits you shell out through the account.
Switching is straightforward вЂ“ it can take simply seven business days, therefore the complete switch option is supported by the existing Account Change Guarantee .
Handle the Barclays app to your money
See a directory of the kinds of things you pay money for and compare just how much you may spend with particular stores and organizations thirty days by month.
Versatile protection settings
Temporarily freeze your debit card in the event that you canвЂ™t think it is, get yourself a reminder of your PIN and set an everyday limitation for cash-machine withdrawals.
Track your repayments effortlessly
Day tap a payment to see when and where you spent your money, and check your payment calendar to see whatвЂ™s due to leave your account before pay.
General information regarding overdrafts
An overdraft limitation is just a borrowing facility that allows one to borrow cash during your present account.
There are 2 kinds of overdraft вЂ“ arranged and unarranged.
An arranged overdraft is just a pre-agreed limitation, which allows you to save cash money than you’ve got in your present account. It may be a security internet to pay for short-term outgoings, such as a bill that is unexpected. It isn’t suited to longer-term borrowing. We charge a fee for each and every time associated with the thirty days you go beyond any fee-free limit you may have that you use your arranged overdraft where.
An unarranged overdraft occurs when you may spend additional money than you have got in your present account along with not agreed an arranged overdraft limit with us ahead of time or perhaps you have actually surpassed an existing arranged borrowing center.
You are able to just make re re payments from your own account for those who have enough money in to your account or through an arranged overdraft to pay for them. Barclays will usually try to get back any deal that may simply take your account into an overdraft position that is unarranged. Having money that is enough your overall account or having an arranged overdraft limit may help avoid re re payments such as for example priority bills from being came back unpaid.
On extremely uncommon occasions we could be struggling to get back a payment ( e.g. because of an offline deal made for a journey) together with account may enter an overdraft that is unarranged. No extra charges will be reproduced in this example.
Details about the conduct of the account may be delivered to credit reference agencies. This may affect your ability to get credit in the future as with any debt or borrowing.